EMV Liability Shift Infographic – what scenarios is a retailer liable for fraud?

This infographic from Visa explains what liability rests with the retailer or merchant and the card issuer in various payment situations. This document shows how liability may be assessed for:

  • A magnetic stripe card used at a magnetic stripe payment terminal
  • An EMV chip card is used at a traditional magnetic stripe payment terminal
  • An EMV chip card is used at a chip enabled terminal that has been activated by the retailer or merchant

The graphic also contains the dates for EMV adoption for in-store point of sale (POS) and for AFD (automated fuel dispensers or gas pumps) and ATMs. EMV Liability Shift Infographic - what scenarios is a retailer liable for a fraud?

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